This phishing email uses an unexpected trick to infect PCs with keylogger malware

Rather than using macros, this malware uses Visual Basic Script to avoid detection.

The lure comes in the form of a Packager Shell Object.

Image: Proofpoint

Cybercriminals are targeting a US major financial services provider with malicious emails containing the tools required to install information collecting keylogging software onto the infected systems.

Keylogging enables hackers to see everything that's typed using the keyboard of an infected machine, something which can be exploited to steal information, personal information, and login credentials.

Cybersecurity researchers at Proofpoint note that the attack is very narrow in scope, targeting users in just a single US-based financial services and insurance organisation with malicious emails. Naturally, banks are a high-profile target for cybercriminals who not only see money as a lucrative target, but also view financial institutions as a treasure trove of data to exploit.

Like many phishing threats, the email contains an attachment in the form of a Microsoft Word document, designed to deliver the payload. However, unlike most phishing emails containing malicious attachments, which use macros to avoid detection, this one uses an embedded object in the form of a Visual Basic Script that acts as a downloader for the malware.

"It is a Packager Shell Object. When content like a script is packaged as a Packager Shell Object, it can be opened and executed from within the Microsoft Office file in which it is embedded," says Kevin Epstein, VP of the threat operations center at Proofpoint.

In this instance, the emails sent in this cyberattack include a Microsoft World attachment named "info.doc", which contains an image requesting the user clicks on it to install Microsoft Silverlight in order to view the supposed content of the document.

However, upon closer examination of the image, researchers note that it reveals itself as not a link, but rather a Visual Basic Script file which contains code for keylogging malware which will run when clicked on.

Once installed on an infected system, the malware will log the keystrokes and sends the information to two hard-coded Gmail addresses.

While researchers haven't been able to specifically identify the keylogger being used in this attack, it's written in the Aultolt scripting language and uses tools including Lazagne password recovery to help gather credentials.

There's no indication of who is behind the attacks against the unnamed financial services firm, but researchers indicate the malicious software used was obtained from a public malware repository and uploaded from Estonia. According to Proofpoint, this indicates that the keylogger may have been used in attacks against similar institutions.

Researchers note that while the malware is basic compared to other exploits, the way the keylogger is being delivered to end users represents a shift from the tried and tested method of tricking them into enabling macros.

While Microsoft Office applications can block macros by default, this threat indicates that cyberattacks are very much active in developing new ways to deliver their malicious payloads.

Adapted from (http://www.zdnet.com/article/this-phishing-email-uses-an-unexpected-trick-to-infect-pcs-with-keylogger-malware/)

A Must Read also:

US Secret Service warns of keyloggers on public hotel computers:

Hotels that offer business centers, equipped with PCs and other office machinery, are being targeted by hackers, the US Secret Service warns. (http://www.zdnet.com/article/us-secret-service-warns-of-keyloggers-on-public-hotel-computers/)

Online Card Fraud Stars Won't Be Able to Steal again!!! Courtesy "Motion Code"

FRAUD IS INCREASINGLY SHIFTING TO “CARD-NOT-PRESENT” (CNP) TRANSACTIONS CARRIED OUT MAINLY ONLINE.

Fraud is increasingly shifting to “card-not-present” (CNP) transactions carried out mainly online due to the rise of e-commerce around the world. It represents 65% of the total card fraud. Thus OT has developed a ready-to-go solution for banks and financial institutions including the card issuance and the server which secures online transactions by shortening the validity of the cryptogram security code : MOTION CODE™.

Dynamic Security Code cards feature a mini-screen on the back, displaying the security code (a 3 or 4-digit code usually printed onto the back of a payment card) used for online purchases, refreshed automatically and randomly every hour, without the cardholders having to press any button or install any special plug-in on their internet browser. Thus, if the card data gets stolen, this card data becomes useless in the next hour.

For issuers, a specific server synchronized with the algorithm and refreshing rules defined in the cards is needed and supported by OT’s offer.

E-merchants won’t have to modify their website: the cryptogram code generated by the card is used as a standard one, on existing payment pages without the need for extra button or pop-up window of any kind.

For the cardholder, this is fully transparent: no plug-in to install on their web browser, no button to press, the code appears at the same location on the card, the key benefit being the code’s dynamic generation and periodical refresh. The refresh timing is defined by the card issuer, for instance each hour.

Cardholders keep shopping online as usual, except that their data is better protected thanks to a more secure card offering an ephemeral security code.

Curled from :http://www.oberthur.com/motioncode/

Entrepreneural Guru of the week 01-10-2016

Entrepreneurial Guru of the week

Happy independence anniversary to all. 

I was privileged, to be profiled by a a South African based blog as the entrepreneurial guru of the week (AFRICA'S NO1 DIPLOMATIC AND BUSINESS BLOG!).

What a honor!. Enjoy the read.

See the link below:

http://ayandangwane.blogspot.com.ng/2016/09/entrepreneural-guru-of-week.html?m=1

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Applications open for #Winsiders4Good Nigeria Fellowship Program

Applications open for #Winsiders4Good Nigeria Fellowship Program

Cc Hub is a social innovation centre dedicated to accelerating the application of social capital and technology for economic prosperity.

Following their launch few days back, Co-Creation Hub (CcHUB), has announced it is accepting applications for the inaugural Windows Insiders for Good (#WINsiders4Good) Nigeria Fellowship Program.

The program seeks to provide selected Nigerian entrepreneurs the necessary tools to bring their world-changing ideas to life and impact the lives of others.

From the applications received, only 20 entrepreneurs will be selected to take part in the program.

These entrepreneurs will receive Microsoft hardware, software and six months of tailored technical mentorship to help bring their innovative ideas to life.

Also, the program will open up opportunities for them to collaborate with the world’s largest community of people who use simple technology to solve problems.

Interested entrepreneurs should apply by October 10, 2016. Selected fellows will be announced on November 16, 2016 with the Fellowship Bootcamp running from November 16 – 22, 2016 and Mentorship Program from January 4 – June 30, 2017.

The program is organized in partnership with software giant, Microsoft. Through this program, Microsoft hopes to deepen its relationship with Nigeria and Africa.

“We have thousands of Windows Insiders in Nigeria, and tens of thousands across Africa. We want to collaborate more closely with them and other Windows users to make this a truly international product,” said Bambo Sofola, Director of Software Engineering, Microsoft Corporation.

He added, “One in seven Africans is Nigerian, computer usage is soaring, and tech centers like Yaba represent a manifestation of that growth. We think it is a great time and place to learn from like-minded techies and entrepreneurs who are solving complex problems and creating opportunities in Lagos and greater Nigeria.”

Applications open for #Winsiders4Good Nigeria Fellowship Program

Cc Hub is a social innovation centre dedicated to accelerating the application of social capital and technology for economic prosperity.

Following their launch few days back, Co-Creation Hub (CcHUB), has announced it is accepting applications for the inaugural Windows Insiders for Good (#WINsiders4Good) Nigeria Fellowship Program.

The program seeks to provide selected Nigerian entrepreneurs the necessary tools to bring their world-changing ideas to life and impact the lives of others.

From the applications received, only 20 entrepreneurs will be selected to take part in the program.

These entrepreneurs will receive Microsoft hardware, software and six months of tailored technical mentorship to help bring their innovative ideas to life.

Also, the program will open up opportunities for them to collaborate with the world’s largest community of people who use simple technology to solve problems.

Interested entrepreneurs should apply by October 10, 2016. Selected fellows will be announced on November 16, 2016 with the Fellowship Bootcamp running from November 16 – 22, 2016 and Mentorship Program from January 4 – June 30, 2017.

The program is organized in partnership with software giant, Microsoft. Through this program, Microsoft hopes to deepen its relationship with Nigeria and Africa.

“We have thousands of Windows Insiders in Nigeria, and tens of thousands across Africa. We want to collaborate more closely with them and other Windows users to make this a truly international product,” said Bambo Sofola, Director of Software Engineering, Microsoft Corporation.

He added, “One in seven Africans is Nigerian, computer usage is soaring, and tech centers like Yaba represent a manifestation of that growth. We think it is a great time and place to learn from like-minded techies and entrepreneurs who are solving complex problems and creating opportunities in Lagos and greater Nigeria.”

No More Frequent Hospital Visit - 50 Ways To Use Apple Cider Vinegar

               50 Ways To Use Apple Cider Vinegar  

Apple Cider Vinegar is like Swiss knife for the health conscious  at home, It has the capacity to help eliminate from simple to chronic ailments locking around our families, the Article below is presented with a great delight to help everyone to include this miracle drink in our daily consumption and see the effect on our health. To get apple cider vinegar (with mother), always look for with mother that is the brand am most confident about, there are various models out there. Visit Any Health Plus Pharmacy nearest you. 

We love great multi-taskers! Apple Cider Vinegar (ACV) is no exception. This great tonic has been used since biblical times to help with a number of different ailments including common colds and infections, kidney stones, high blood pressure, allergies, arthritis and more!

Japanese Samurai, Roman soldiers and military groups throughout history have used apple cider vinegar as an antiseptic, antibacterial and as an energizer. In 400 B.C., Hippocrates, the Father of Medicine, used it for its amazing natural cleansing, healing and energizing qualities.

When buying ACV, be sure it includes the “mother,” which will be listed on the label. The “mother” occurs naturally as connected strand-like chains of protein enzyme molecules and is highly regarded throughout history.

Despite vinegar being acidic by nature, it actually helps to balance your pH levels, which helps support a healthy body, decreasing chronic inflammation and warding off illness.

Check out this article to see what science has found out about apple cider vinegar!

Here is just a small portion of what apple cider vinegar can do for you and your family.

#1 Dandruff

Mix equal parts water/vinegar in a spray bottle and spray on hair after shampoo, let sit for 15 minutes, then rinse. Repeat for a few days until dandruff problem disappears. Repeat once every week or so for maintenance.

#2 Sore Throat

Combine 1 tsp ACV, 1 tsp cayenne pepper and 3 tsp raw honey in a glass of warm water. ACV and honey have antibacterial properties to help speed up recovery and the capsaicin in hot peppers will help soothe pain.

#3 Foot Odor

Pour ACV over baby wipes, store in a plastic bag and refrigerate overnight and use as needed. Also works as an underarm deodorizer.

#4 Gas and Constipation

Dilute a tablespoon of ACV into warm tea and drink before a meal. Vinegar stimulates digestive juices (HCl – hydrochloric acid) that help your body breakdown food.

#5 Heartburn

Dilute a tablespoon or so in some water or tea anytime you feel heartburn symptoms coming on. If it is too nasty for you to swallow, add a little raw honey.

#6 Clear Skin

Soak a washcloth in ACV and apply to your face to lessen oil. This will also help with scarring from acne.

#7 Sunburn

Add a cup or two of ACV to a bath and soak for ten minutes. This helps the skin feel soothed and cool, as well as restores the skin’s pH.

#8 Whiten Teeth

Apply directly to teeth and then rinse with water. Don’t do often as it may break down tooth enamel. For a more gentle approach, dilute with water and use as a mouth rinse.

#9 All Purpose Cleaner

Mix 1 part water, 1 part ACV and 2-3 drops of your favorite essential oil together in a spray bottle. ACV is double fermented and an excellent detoxifier. Making your own cleaner is a fantastic way to get rid of unnecessary chemicals in your home.   

Photo source: http://www.swansonvitamins.com/blog/jenessa/apple-cider-vinegar-uses

#10 Odor Remover

ACV breaks down the volatile compounds and kills bacteria that causes unpleasant odors around the house. You can mix 1 part water and 1 part ACV in a spray bottle and use in rooms where a bad odor is present.

#11 Weed Killer

There are lots of recipes for using ACV as a weed killer. You can use it on its own, mix with dish soap, water, salt and/or lemon juice.

#12 Flea Repellent (pets)

ACV makes an awesome natural flea repellent, that actually works! Simply apply topically to your dogs skin or put in a spray bottle and spray over fur and in the dogs bed.

#13 Skin Tags, Moles, Warts

Soak a cotton ball with some ACV, place over the skin tag, mole or wart and secure with medical tape (duct tape works too!). Leave on overnight and wash area once removed. Repeat nightly until wart problem is gone.

#14 Burns

Apply ACV to the burn as soon as possible to help soothe pain and stimulate healing. ACV will also help to disinfect. Note: do not apply to open wounds.

#15 Bruises

Warm up a cup of ACV and mix in 1 tsp of salt. Apply to bruise as a compress.

#16 Bad Breath

Mix 1 tablespoon ACV in a cup of water and gargle for 10 seconds.

#17 Post Shaving Treatment

Mix ACV 50/50 with water and apply to skin for a soothing aftershave.

#18 Condiment Enhancer

ACV can liven up condiments like a rockstar. Try adding a little to sauces, marinades and vinaigrettes. Mix ACV with a little olive oil and fresh herbs for a simple topping for meat or salad. Mix with lemon juice for a great veggie dressing – we use this in our Give Your Body 30 Program.

#19 Mix with Fruit Juice 

Might seem a little strange pairing vinegar with fruit juice, but it is actually pretty good! Try mixing a small amount of ACV into grape or a similar type of juice. It is an easy and tasty way to get a daily dose of ACV. Please note: I am referring to fresh pressed juice, not store bought varieties, which are loaded with sugar.

#20 Soups

Add a splash of ACV to your soup for a little extra punch.

#21 Baked Goods

Add to baked goods to add an extra lift. Don’t worry, a small amount won’t be detected by the kids or the guests.  

#22 Antifungal

Apply ACV topically to affected area or soak area in 1 part ACV 5 parts water for 30 minutes a day if possible.

#23 Sore Muscles

Mix a tablespoon with water and gulp it down for pain relief or rub it directly over sore muscles.

#24 Anti-Itch

If you’ve become the unfortunate enemy of a jellyfish or even poison ivy, some ACV should do the trick to get rid of the itchiness. Simply apply directly to skin and let it work its magic.

#25 Insulin Sensitivity

Regularly taking ACV may help keep blood sugar levels balanced.

Check out what Dr. Mercola has to say about apple cider vinegar.

#26 Clear Sinuses

A stuffy nose that won’t clear is the worst. Try sipping a cup of water mixed with ACV – it will act as an antibacterial in your throat and may help decrease and break-up the mucus.

#27 Lymph Circulation

Take daily for detox benefits and to help build immunity. ½ tablespoon mixed in some tea or lemon water every morning should do the trick.

Check out this article for a Fire Cider Recipe to boost immunity and to help prevent colds and the flu.

#28 Energy Boost

Add a little to a fresh morning juice or smoothie (just a little, it packs a strong taste!).

#29 Facial Toner

Mix 1 tsp ACV in a little water and apply to face with a cotton ball. Yes, the smell is strong but it dissipates quickly and will improve your skin. Repeat daily for best results.

#30 Upset Stomach

ACV has antibiotic properties and pectin, which are soothing the stomach. For a stomach soothing cocktail combine: 2 tsp ACV, 1 tbsp fresh ginger water, 1 tbsp fresh lemon juice, 8 ounces sparkling water and raw honey to taste. Take a swig in a glass of water when you start feeling unsettled or bloated.

#31 Stop Dogs/Cats From Chewing On Your Stuff

Most animals hate the smell of vinegar and will avoid chewing on cords, couches, etc. if you dab some ACV on them once a week. If your dog pees in the house, clean it up with ACV cleaner and they’ll never pee there again.

#32 Detox Bath

Add 1 cup ACV to your bath along with ⅓-1 cup of Epsom salts and 5-10 drops essential oils. Adding sea salt, ginger and baking soda are also great options for further detoxification and relaxation.

#33 Wash Fruits and Veggies

Use some ACV to wash your fruits and veggies before you eat them. This is important to remove any pesticides or chemicals that may have been sprayed on them before they were harvested.   

#34 Neutralize Spices

When you’ve accidentally added one too many shakes of cayenne powder to your dinner, add 1 tsp ACV at a time until the taste returns to where you want it!

#35 Flytrap

Put some ACV and a drop of dish soap in a bowl and set on the counter to attract and kill fruits flies.

#36 Urine Smell in Clothes

Add ½ cup to washing machine to get urine smell out of clothing.

#37 Exercise Fatigue

Take a tablespoon ACV in a cup of water after a workout to battle post-workout exhaustion. Lactic acid builds up in the body after a workout and causes fatigue. The amino acids in ACV provide a perfect antidote.

#38 Yeast Infection

Add 1 ½ cups of ACV to a bath and soak for 20 minutes.

#39 Allergies

1 tablespoon in water and 1 Tbs. local organic raw honey daily to combat allergy season.  

#40 Cramping

Rub directly on area that is cramping for relief.  

#41 Hair Detangler

Mix in a spray bottle with 1 part water to 1 part ACV and spritz on hair when combing.

#42 Add to Bone Broth

Mix a few spoonfuls into your bone broth to add a kick and some extra detox power.

#43 Weight Loss

The acetic acid in ACV suppresses appetite and reduces water retention. Take ½ tablespoon in some fresh lemon water every morning or before meals for best results.  

#44 Shiny Hair

Rinse your hair in 1 part ACV  and 1 part water after shampooing for a great shine.

#45 Hand and Foot Massage

Rub on your hands and feet after a long day to relieve tired muscles.

#46 Alkalization

Regularly consuming ACV can help your body maintain a healthy pH level. Disease cannot thrive in an alkaline environment!  

#47 Detoxify the Liver

Take 1-2 tsp in an 8 oz glass of water in the morning, followed by eating raw organic fruit and vegetables and lots of water throughout the day.

#48 Candida

ACV is rich in enzymes that help the body combat candida. Take ½ tablespoon twice daily.  

#49 Dish Detergent

Can use in your dishwasher to help remove grease.

#50 Relieves Gout

Take 2-3 tablespoons, 2-3 times every day.

Photo source: http://www.swansonvitamins.com/blog/jenessa/apple-cider-vinegar-uses

Talk about a great multi-tasker! I know a lot of you out there have families to take care of and I wanted to make sure you knew about this affordable tonic that can help improve the health and wellness in your home.